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The Fine Print

Promotions

All promotions in which you were offered a discount to the annual planning fee (either a percentage discount off the standard fee or free months of service) for full payment of the fee in advance are non-refundable. Also, when the promotion period ends, your services will automatically renew at the full subscription fee.

The invoice we emailed you after you agreed to our planning agreement will outline the discount that was applied to your fee.

For any promotion in which you received a discount in your annual fee (either a percentage or free months of service), your services will automatically renew at the standard fee once the offer period expires.

The invoice we emailed you after you agreed to our planning agreement will outline the discount that was applied to your fee.

To make it easy for our clients to pay for our services, we provide a choice of how to pay our flat annual fee of $1,200 – monthly, quarterly, bi-annually, annually. We do much of our work up front to get you off and running with your financial plan while providing you that payment flexibility. Our work for you includes building customized plans, meeting twice with your Lead Planner (a CFP®), aggregating your accounts and providing you access to all of this information through our website. If you decide that you are no longer interested in maintaining our services and decide to terminate your contract prior to the end of the first 12 months of service, we do charge a termination fee. This fee is $900 minus the cumulative amount you have already paid toward your annual fee. For example, if you are paying $100 monthly and leave after 3 months, your termination fee would be $600. If you have already paid $900 or more of your $1,200 fee, there would of course be no termination fee and you’d be considered paid up to date. We of course always expect to exceed your expectations but we believe in transparency about the work we put in to advise you on your financial goals and how our fees align with that work.

For our Concierge Package, clients who sign up for it will receive a package of services in addition to the annual planning subscription.  These services include:

  • Tax preparation for state and federal returns for the 2021 tax year.
  • Estate planning services to include the review, updating and preparation, as needed, of estate planning documentation.*
  • A team of investment operations specialists dedicated to personally guiding the process of any investment account transfers and rollovers.

For the first year, all of these services are offered at a discounted price quoted and displayed upon agreement, confirmed via email and are in addition to the annual planning fee. After the first year of service, these services will be renewed at the standard pricing. 

* Some exclusions, such as irrevocable trusts or standalone special needs trusts, do apply

**New client offer expires 12/31/2021

For Black Friday, clients who sign up for a year of financial planning will receive:

  • Tax preparation for state and federal returns for the 2021 tax year.
* this is a limited time offer available to new clients while supplies last. 
 
**new client offer expires 12/31/2021