Ray Sicard, CFP®

Sr. Financial Planner

Ray is a Certified Financial Planner with over 20 years of industry experience. In addition, Ray is a CFA ® Charterholder, which is the highest distinction in the investment profession. Ray enjoys helping others achieve their financial goals. He gives back to his community by volunteering with Junior Achievement, CFA® Society Boston, and the Boston Estate Planning Council.

Ray is an avid Red Sox, Celtics, Boston Bruins, and New York Giants fan. He lives near Boston with his partner, Caitlin, and two rescue dogs, Alvin and Luna. He enjoys spending time with his son Ray (RJ) and coaching RJ’s baseball team. He likes skiing, surfing, hiking and spending time near the ocean.

Education: University of Vermont (BA)

"The only thing we have to fear is fear itself." Franklin Delano Roosevelt

Follow Ray

Get to know Ray

Ray and Caitlin, Scituate, MA

Ray and RJ 

Luna and Alvin

Lucy Vincent Beach, Chilmark, MA, Martha’s Vineyard

Where's your favorite place in the world?

Martha’s Vineyard

What's the last book you read?

The Sun Also Rises by Ernest Hemingway

If you could visit anywhere in the world you've never been, where would you go?


What are you passionate about?

Playing guitar and listening to music

What will I learn on this call?

It’s hard for anyone to look at a website and say “yes, this is for me, please help me with my money”.  Finances are deeply personal, and talking to someone who can listen and determine what will help you the most is just one simple and confidential call away.  In 15 minutes or less you will have a better understanding of what’s available to you and if you are a good fit for Facet. 

If it’s clear we can help, and you want to learn more about working with Facet, then we will share what the service will cost based on the complexity of your finances.