LGBTQ+ individuals and couples need to find a financial planner who understands their needs and challenges and takes them seriously, as Cait Howerton, MBA, AFC®, CFP®, recently told Nerdwallet readers. “If you don't have your financial and legal house in order, your family's desires can come in and make decisions that exclude the people that you love and leave behind” in the event of an emergency, illness or death, she noted.

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