Dedicated Planner

No call centers to worry about. Instead, you’ll have a dedicated relationship with your personal CERTIFIED FINANCIAL PLANNERTM who is supported by a team of in-house experts.

Transparent, Flat-Fee Pricing

We charge a flat, annual fee tailored to you and the services we are providing. We aren’t compensated based on the assets you invest, so your fee doesn’t increase when your assets increase.

Fiduciary Guidance

A “fiduciary” must act in your best interest at all times. All Facet planners are CFP® professionals—and fiduciaries—and will always provide financial advice that is in your best interest.

Financial Hub

All of your financial data, in one secure and easily accessible place. Snapshots of your financial life displayed in a helpful dashboard so you have a clear picture of your finances at your fingertips.

Intuitive & Simple Plans

We have reimagined the planning process and have created plans that are simple, actionable, and—most importantly—designed for you. Your plan will grow and change alongside you.

Holistic Financial Life Management

Your financial life needs more than just asset management so your dedicated planer will support all of your needs through a custom, dynamic plan, designed to help you achieve your goals.

Your experience at Facet

At Facet, you’ll experience financial planning the way it’s meant to be. Financial planning built just for you. Your dedicated CFP® professional will develop a personalized financial plan designed to help you achieve your goals—big and small and everything in between. And because you pay a flat, annual fee for the advice you receive, you won’t have to worry about paying more when your assets increase. No sales. No pressure. Just the right financial advice at an affordable price.

Why people work with Facet

 FacetRobo AdvisorTraditional Financial Planner
Dedicated CFP® Professional   
Financial planners not incentivized to sell   
Fees based on services clients use   
Do not charge based on AUM   
Easy access to advisors, including after business hours   
360° financial plans   
Empowering tech platform to help achieve goals   
Demystify and simplify financial planning process   
Subscription based service models   
Low cost investment portfolios   
Customer service with someone you know, not a call center   
Ability to work with your financial advisor from anywhere   

Key Questions to help you find the right financial planner

Your dedicated financial planner at Facet will always be a CFP® professional. What does this mean? It means your planner has the experience and knowledge necessary to provide the right solutions for you and your goals. CFP® professionals are held to a fiduciary standard, which means they must always do what is right for you.

Facet’s CFP® Professionals are part coach, part advocate, all partner. We are in this with you. Our holistic approach puts the emphasis on your entire financial life—not just your investments. Ultimately, we help create a path towards financial prosperity and peace of mind while also serving as a guide for everyday life. We know that everyday financial decisions have a huge impact on your life, so for us, no question is too big or too small. For a complete list of the services we offer, visit www.facetwealth.com/why-facet

Facet charges a flat, annual planning fee that is based on the services needed to help you achieve your goals. At Facet, we believe a flat annual fee that is not tied to your assets better aligns your CFP® professional with you and your goals. The flat fee ranges from $1,200 to $6,000. You will work with a member of our team to determine the right services and the appropriate fee for your situation.

To help you decide if Facet is the right choice for you we go through a 3 step process: 

1 15 minute introductory phone call to discuss your goals, what matters most, and what type of relationship you are 

looking for—a member of our team will walk you through how we work with clients and what the next steps are. 

245 minute discovery session with your client success manager to discuss what services make sense for your family 

and to determine the appropriate fee. There is no charge or obligation for this goal-setting discovery session—we want you to have the time to make sure this is the right fit. 

If and when you are ready, sign up and we can start planning your future!

Facet’s clients work with a dedicated CFP® professional to form a personal relationship built on trust. We understand that finances can be a very personal matter, and, at Facet, you will have a planner who knows you and your goals and can develop your personalized plan while maintaining their fiduciary responsibility to you. Though we are headquartered in Baltimore, Maryland, our CFP® Professionals work with clients nationwide via videoconference. This helps foster a personal relationship, allows for a collaborative planning experience, and makes the planning process convenient for you.

How We Can Help

Retirement Planning

Simple, Actionable Retirement Plans

Saving for retirement can be a daunting task, but it doesn’t have to be. Your Facet advisor will work with you to understand the best ways to save and to prepare for retirement and help put together a step-by-step plan to reach your goal (and by the way, we don’t believe in sacrificing fun along the way).

Education Planning

Create a Roadmap for College

Providing for your child’s education is a wonderful achievement, but it can be expensive. Your Facet advisor will help you understand the ways to save for and to pay for college, and will create a plan to help your future graduate.

Life Planning

A Plan for What Is Possible In Life

Your conversations with your Facet advisor will go beyond just finances. A financial plan is a means to an end: it should help you achieve what is most important in your life. Your advisor will help design a plan that allows you and your family to create lasting memories while planning for a secure financial future.

Asset Management

A Portfolio Designed for You

Asset management is an important part of your financial plan. A well diversified and properly constructed portfolio can help you achieve your goals over the long-term. Your Facet advisor will work to create a custom portfolio solution that is designed around your specific needs.

Income Tax Planning

Tax Efficient Strategies for Your Money & Assets

Being smart about long-term tax strategies can be one of the best ways to create and maintain wealth. Facet will work with you to devise the best strategy to minimize tax exposure–now and in the future. 

Insurance Planning

A Plan to Protect Your Family & Your Assets

You work hard to provide for your family, and your financial plan should make sure that is never in question. Your Facet advisor will help you navigate the complexities of insurance to design a plan that protects the people you love and the wealth you have created.

Estate Planning

A Plan to Care for the Ones You Love

Plan for your best life but prepare for the unknown. If we are being honest, this is never a fun conversation, but it is important to have a plan for the ones you love. Your Facet advisor will work in concert with your attorney to implement a plan to provide for and to care for your family.

Legacy Planning

Providing for Generations to Come

Whether it is planning for future generations of your family or providing for an organization or charity that is important to you, your Facet advisor will help you create a plan to provide a meaningful legacy. A financial plan, if properly structured, can be a great way to create a lasting impact for your children and grandchildren.

Retirement Income

A Plan For Your Best Chapter

The transition from a career to retirement can be daunting, but we think it should be a celebration. This is your best chapter yet! Your Facet advisor will help you create an income plan around Social Security, pensions and retirement account distributions to enjoy the retirement you worked so hard for.

Young Professional
Young Family
Approaching Retirement
Retiree

Client Stories

Young Professional

You’re out of college, into the workforce, and now you’ve got some big life questions. Like how do you balance paying off your student loans while saving for your first house? Or maybe you’re toying with the big question, what will you need to start a family? Besides love and a lot of patience, you’ll need a sound financial plan. That’s where we come in. But before we get into the financial planning, we start with a conversation to discuss priorities, goals, and even what financially keeps you up at night. After we have the whole picture, together we make a plan. By the way, we’re big believers in keeping short-term sacrifices and long-term goals in balance. It’s important to reward yourself today while building for tomorrow.

Sound like you? Click here to schedule an intro call today.

Client Stories

Young Professional

You’re out of college, into the workforce, and now you’ve got some big life questions. Like how do you balance paying off your student loans while saving for your first house? Or maybe you’re toying with the big question, what will you need to start a family? Besides love and a lot of patience, you’ll need a sound financial plan. That’s where we come in. But before we get into the financial planning, we start with a conversation to discuss priorities, goals, and even what financially keeps you up at night. After we have the whole picture, together we make a plan. By the way, we’re big believers in keeping short-term sacrifices and long-term goals in balance. It’s important to reward yourself today while building for tomorrow.

Sound like you? click here to schedule an intro call today.

Client Stories

Young Family / Mid-Career

Besides the onesies, the crib, and the truckloads of diapers there are a lot of other important things to consider after having your first child. Well, the diaper pail is actually pretty important, but you’ll also have to start thinking about a bigger house and the college tuition that will be here sooner than you think. We can help. Together, we’ll look at your financial life holistically. Assets. Liabilities. Investments. Insurance. Then, we’ll discuss your long- and short-term goals to really understand you as a person and begin planning your financial future. From there we can create a plan that saves for college while also adding insurance to protect the ones you love. New babies grow up fast, it’s important you enjoy this time in your family’s life without worrying about your finances.

Sound like you? click here to schedule an intro call today.

Client Stories

Young Family / Mid-Career

Besides the onesies, the crib, and the truckloads of diapers there are a lot of other important things to consider after having your first child. Well, the diaper pail is actually pretty important, but you’ll also have to start thinking about a bigger house and the college tuition that will be here sooner than you think. We can help. Together, we’ll look at your financial life holistically. Assets. Liabilities. Investments. Insurance. Then, we’ll discuss your long- and short-term goals to really understand you as a person and begin planning your financial future. From there we can create a plan that saves for college while also adding insurance to protect the ones you love. New babies grow up fast, it’s important you enjoy this time in your family’s life without worrying about your finances.

Sound like you? click here to schedule an intro call today.

Client Stories

Approaching Retirement

How many times have we all said “I can’t wait to retire?” But for many of us when we really think about taking that next big step all of the sudden we’ve got real legitimate questions…like how do I know when I’m ready? How will I pay for health coverage and when should I take social security? We have the answers. We start with an in-depth conversation about your goals for retirement. Once we have a clear and comprehensive view of the big picture, together we’ll set up actionable steps to get you from working today to retirement tomorrow. A Facet plan creates a clear vision and path for the retirement you’ve always imagined so you when you say “I can’t wait to retire” you say it with confidence.

Sound like you? click here to schedule an intro call today.

Client Stories

Approaching Retirement

How many times have we all said “I can’t wait to retire?” But for many of us when we really think about taking that next big step all of the sudden we’ve got real legitimate questions…like how do I know when I’m ready? How will I pay for health coverage and when should I take social security? We have the answers. We start with an in-depth conversation about your goals for retirement. Once we have a clear and comprehensive view of the big picture, together we’ll set up actionable steps to get you from working today to retirement tomorrow. A Facet plan creates a clear vision and path for the retirement you’ve always imagined so you when you say “I can’t wait to retire” you say it with confidence.

Sound like you? click here to schedule an intro call today.

Client Stories

Retiree

Even in retirement you might have some concerns and questions about your financial life. Will you outlive your money? Who will take care of you if your health starts to breakdown? What about estate planning and leaving your assets to your children? These are great questions. We are here to help. Together we’ll take a holistic look at your financial life. From there, we’ll aim to create lasting retirement income, where your assets—not healthcare expenses—keep up with you during this amazing time in your life. You’ve spent your entire life working toward this incredible time. Your Facet CFP® Professional can help create confidence and security so you enjoy it to the fullest.

Sound like you? click here to schedule an intro call today.

Client Stories

Retiree

Even in retirement you might have some concerns and questions about your financial life. Will you outlive your money? Who will take care of you if your health starts to breakdown? What about estate planning and leaving your assets to your children? These are great questions. We are here to help. Together we’ll take a holistic look at your financial life. From there, we’ll aim to create lasting retirement income, where your assets—not healthcare expenses—keep up with you during this amazing time in your life. You’ve spent your entire life working toward this incredible time. Your Facet CFP® Professional can help create confidence and security so you enjoy it to the fullest.

Sound like you? click here to schedule an intro call today.