509 S. Exeter Street, Ste. 202
Baltimore, MD 21202

Client Stories

Young Professional

Financial Concerns & Goals

How do I balance paying off student loans, saving for my first house, and thinking about starting a family? What about retirement?

Facet Solution

We start with a prioritization discussion to understand which goals are most pressing. The right answer starts with you--we just help to guide the discussion to assemble your plan.


We’re big believers in balancing short-term sacrifices and long-term gains. We will work with you to construct a plan that lets you enjoy today while being responsible about tomorrow.

Young Family / Mid-Career

Financial Concerns & Goals

Now that we just had our first child, we need a bigger house and need to start thinking about saving for college. There are probably a lot of other things we aren’t even considering. Where do we start?

Facet Solution

We’ll start with a full analysis of your assets and liabilities, and understand how your goals are going to evolve over time. We’ll put together an education plan and help you think through the best way to protect your new family financially.


This is probably an exciting and slightly overwhelming time in your life. Our goal is to help you feel comfortable that your long-term plan is in place. Enjoy these moments without worrying too much about the future.


Financial Concerns & Goals

Retirement has always been the big goal, but how do I know when we’re ready to take the big step? I’m not sure how I will pay for health coverage in retirement and when should I take social security?

Facet Solution

We’ll start with a discussion on goals for your retirement. We will put a plan together with actionable steps to get you from working today to retirement tomorrow.


There are a lot of big decisions to make. It can feel overwhelming, but it doesn't have to - retiring should be exciting, not concerning. A Facet plan aims to instill confidence and to create a clear vision for the retirement you have always imagined.


Financial Concerns & Goals

Now that I’m retired, I thought I would be all set financially but I’m concerned that I’ll outlive my money. Who will take care of us if something happens health-wise and how do I leave my assets to my children?

Facet Solution

We will put together an analysis of your retirement assets to ensure that you don’t outlive them. Your plan will aim to create lasting retirement income while planning for health care expenses in the future.


You have worked hard for the retirement you deserve. Your Facet advisor can help create the confidence and security you are looking for with the end goal of an enjoyable retirement.


How we can help

Simple, Actionable Retirement Plans

Saving for retirement can be a daunting task, but it doesn’t have to be. Your Facet advisor will work with you to understand the best ways to save and to prepare for retirement and help put together a step-by-step plan to reach your goal (and by they way, we don’t believe in sacrificing fun along the way).

A Plan For Your Best Chapter

The transition from a career to retirement can be daunting, but we think it should be a celebration. This is your best chapter yet! Your Facet advisor will help you create an income plan around Social Security, pensions and retirement account distributions to enjoy the retirement you worked so hard for.

Create a Roadmap for College

Providing for your child’s education is a wonderful achievement, but it can be expensive. Your Facet advisor will help you understand the ways to save for and to pay for college, and will create a plan to help your future graduate.

Tax Efficient Strategies for Your Money & Assets

Being smart about long-term tax strategies can be one of the best ways to create and maintain wealth. Facet will work with you to devise the best strategy to minimize tax exposure--now and in the future.

A Plan to Care for the Ones You Love

Plan for your best life but prepare for the unknown. If we are being honest, this is never a fun conversation, but it is important to have a plan for the ones you love. Your Facet advisor will work in concert with your attorney to implement a plan to provide for and to care for your family.

A Plan to Protect Your Family & Your Assets

You work hard to provide for your family, and your financial plan should make sure that is never in question. Your Facet advisor will help you navigate the complexities of insurance to design a plan that protects the people you love and the wealth you have created.

A Plan for What Is Possible In Life

Your conversations with your Facet advisor will go beyond just finances. A financial plan is a means to an end: it should help you achieve what is most important in your life. Your advisor will help design a plan that allows you and your family to create lasting memories while planning for a secure financial future.

A Portfolio Designed for You

Asset management is an important part of your financial plan. A well diversified and properly constructed portfolio can help you achieve your goals over the long-term. Your Facet advisor will work to create a custom portfolio solution that is designed around your specific needs.

Providing for Generations to Come

Whether it is planning for future generations of your family or providing for an organization or charity that is important to you, your Facet advisor will help you create a plan to provide a meaningful legacy. A financial plan, if properly structured, can be a great way to create a lasting impact for your children and grandchildren.

Your Experience as a Facet Client


We match you with a dedicated wealth team, led by a CFP® Professional, best suited to your needs and life stage


We invest a lot of time to understand what your financial life goals are. We minimize your workload: after each call with your wealth team, our technology platform does most of the heavy lifting


We develop a plan customized to your goals. We’ll implement as much as we can, and walk you through the pieces that you need to do


We'll schedule two meetings each year: a full financial review and a quick check-in. But we’re here for you: if you’ve got a big decision coming up, we want to be in the conversation

Contact your advisor anytime

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