Carlos Ruiz

Sr. Financial Planner

Carlos is a Sr. Financial Planner at Facet and a Certified Financial Planner™ (CFP®) with over four years of experience in the financial planning profession. His goal is to make an impact on the lives of his clients—forming long-term relationships and empowering others to succeed with money.

He has hosted conferences focused on mastering cash flow, staying debt free and saving for retirement—all through the lens of the many financial principles found in the Bible.

As a Certified Student Loan Professional (CSLP®), Carlos works with clients of all ages on both federal and private loans—creating a plan to attack the debt while simultaneously working towards their other financial goals.

Carlos holds particular expertise in military benefits for service members and veterans, and partners with “Homes For Our Troops” to provide financial planning to disabled veterans who are first time homeowners.

Carlos loves staying active in his free time—training Brazilian Jiu Jitsu, running 5Ks, practicing street photography, and serving our country as a member of the Air Force Reserve.

Education: William Paterson University, B.S.

"“How you do anything is how you do everything.”- T. Harv Eker"

Follow Carlos

Get to know Carlos

All five siblings together

Date night at the Boise Balloon Festival

Meet Mickey!

4th of July at Fort Lee, Virginia

What's the last book you read?

Pilgrim’s Progress

What's your favorite movie?

Rocky (all of them!)

Where's your favorite place in the world?

Yankee Stadium

What's the coolest thing you're working on right now?

Photography project—a tribute to my hometown of Paterson, New Jersey