Cait Howerton, MBA, AFC®, CFP®

Lead Planner

Cait Howerton, MBA, AFC®, CFP® is a Lead Planner at Facet Wealth, a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional, and an Accredited Financial Counselor®. She helps her clients uncover their life goals, navigate their values and money beliefs, and effectively use their earnings to achieve their dreams.

Cait believes that all people should have access to equitable, objective, and conflict-free financial advice; it is her personal mission to make sure that financial planning is for all, not just for the few. In 2019, she was named a Financial Planning Association Diversity Scholar and received the 2050 Trail Blazers Scholarship for her commitment to diversity within the financial planning field.

Cait is a member of the FPA of Georgia Diversity Committee, a host of the FPA PridePlanners Knowledge Circle, and a member of The CFP Board Women’s Initiative Council. She is an LGBTQ+, Financial, and Social Advocate, frequent podcast guest, and Student Loan Expert.

Cait is originally from Hot Springs, Arkansas, but now resides in the Greater Atlanta area with her partner, golden retriever, and two cats. In her freetime, she’s a low-key hiker, gardener, and back porch lounger.

Education: Emory University (Certificate in Financial Planning), AFCPE® (AFC®), University of New Orleans (MBA), Arkansas Tech University (BSBA)

View my professional bio information and my Form ADV Part 2B

“Never be so faithful to your plan that you are unwilling to consider the unexpected. Never be so faithful to your plan that you are unwilling to entertain the improbable opportunity that comes looking for you. And never be so faithful to your plan that when you hit a bump in the road, or when the bumps hit you, you don’t have the fortitude, grace and resiliency to rethink and regroup... Plans or no plans, keep a little space in your heart for the improbable. You won't regret it.” – Elizabeth Warren

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Get to know Cait

This is my golden retriever, Charlie. Don’t let her looks in this picture fool you, she’s typically a goofus.

This is my immediate family (sans my two nephews).

My Omi and me. She’s one of the people who inspires me most and loves me the hardest.

My partner and I at the beach. One can’t simply go to the beach without taking the stereotypical white shirt, khaki shorts shot. Amirite?

Who inspires you?

My Omi. (Omi means nana or grandmother in German). She grew up in Germany during WWII and immigrated to the US when she was in her late 20s. Her life was incredibly hard at times, but she never gave up. She’s one of the hardest workers I know and she’s always loved me for me. She was the person who taught me to always chase after my dreams and that a good cup of coffee can bring new life to a bad day.

Who would you most like to swap places with for a day?

My Golden Retriever, Charlie. She is such a pure and sweet soul who sees good in every human being. I’d love to be able to set aside any preconceived notions that I hold of others and simply just be happy to be alive, to go on car rides, and to get a few Milk-Bones along the way.

Where's your favorite place in the world?

Two places. First is my hometown in Arkansas because when there, I get to be with my family and friends. Second is New Orleans. I moved to NOLA to pursue my MBA and absolutely fell in love. The city has a soul that beats to the drum of diverse culture, good food, great music, and year round celebration.

What's the coolest thing you're working on right now?

I don’t know if “cool” is the best adjective, but the thing that I am working on most right now is my garden. I find a peaceful sense of happiness and contentment through tending to the garden daily. Watching fruits and vegetables grow from just seedlings has proven to be a source of joy and self-care through the course of the COVID-19 pandemic.