Michael Smith

Lead Planner

Michael Smith, CFP(R)

Michael is a lead planner for Facet Wealth. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and has been in the financial planning industry since the late 1980’s. Prior to Facet, Michael has worked in almost every area of the planning business – the bank, brokerage and RIA worlds before spending ~9 years at Financial Finesse (a financial wellness industry pioneer). Outside of work, you’ll find Michael with his almost-adult-children, in the kitchen, on a boat, on a rugby field or in attendance at concerts & sporting events.

Towson U (BS), U of Baltimore (MBA)

"If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl, but whatever you do you have to keep moving forward."
- Martin Luther King Jr.

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Get to know Michael

A few years back Pie Style, Jack.

Water + Great Friends = Happiness.

Laundry might be a challenge.

Why do I still do this?

Who inspires you?

I’m inspired by a whole host of people. My kids are at the top of the list, along with random everyday people who overcome crazy challenges & obstacles to reach their goals. You don’t need to be famous to be an inspiration.

What are you passionate about?

I’m passionate about a lot of things. Ravens football, O’s baseball, Terps hoops, Towson Rugby, great food – but what drives me at work is helping people figure out who they are financially & reach the goals that matter to them. Little bits of progress over a long period of time is pretty cool to watch happen, knowing that I played a small role in helping that progress happen.

What's the craziest thing you've ever done?

There’s a pretty long list here because I grew up in the era of Evel Kneivel and was a bit of a daredevil. I did a lot of jumping over things on bikes & dirtbikes (with lots of spectacular crashes), skateboarding on half pipes (again, spectacular crashes) and have played rugby for a few decades now. But…on my birthday one year recently, my son and I jumped out of a perfectly good airplane in the middle of an eclipse. We wanted to be a bit closer to the eclipse, so we timed our jump to be at the peak of it.

Where's your favorite place in the world?

Anywhere that I can be in or incredibly close to water. Whether it’s a lake, river, bay or ocean…..I get twitchy if I’m too far away from the water. On a regular basis, I like to be out on a boat in the Chesapeake Bay – so I’ll go with the bay as my current favorite place.